Payback Time Trust

Payback Time Trust is a grant-making charity registered in England and Wales since 2012, dedicated to enabling significant philanthropic impact through broad charitable purposes, including education and training, advancing health or saving lives, disability support, and overseas aid or famine relief. Managed by Ludlow Trust Co Ltd in Bristol and governed by a board of trustees, it acts as a strategic funding intermediary exclusively for other UK charities and voluntary bodies, emphasizing trustee-led selection to bolster their capacity and effectiveness in addressing social issues like poverty, distress, and inclusion. Its values center on discretion, reliability, and proactive support for established partners, without public campaigns or direct service provision.

The Trust funds a wide array of activities aligned with its themes, supporting general charitable purposes, project work, core costs, and capacity building for organizations tackling education, health, disability, and global relief. It prioritizes reinforcing trusted charities' missions across these areas, with a UK-wide remit operating throughout England and Wales, though no specific regional focuses are highlighted.

Eligible applicants must be UK-registered charities or voluntary bodies, with a preference for medium to large, experienced organizations; grassroots or new groups are less likely supported. Unsolicited applications are not accepted—grants are awarded proactively via trustee networks. There are no public deadlines or fixed rounds; decisions occur ad hoc during trustee meetings, with total annual expenditure around £120,000–£130,000 and undisclosed individual grant sizes.

Distinctively, the Trust avoids open competitions, statutory bodies, individuals, or non-charitable entities, differentiating itself through its expansive remit, invitation-only model, and commitment to discreet, high-impact philanthropy without detailed public grant lists or impact reports. Charities with strong alignment and trustee connections are best positioned for support.